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You know they’ve done a poor job of adverting these accounts when 40+ years social workers in children and families services have never heard of them.

The failure to inform has led to untold suffering for a few generations now.

The lack of funds in accounts that do exist has more to do with the shredding of the middle class, as families overall lost buying power due to government policies that have favored the wealthy now for those 2 generations.

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Our personal experience as relatively high resource ABLE users for our son:

1. The state vendors offer crappy high cost products with crappy software. Big players don’t want this low revenue business.

2. You can’t get money out when appropriate because the software is so bad

3. The oversight is the usual “you are a crook and we will get you” set of impossible burdens.

4. NOBODY, including expert accountants, has much confidence about what will trigger an audit.

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Thank you for this information as I was not at aware of ABEL accounts and the problems associated with SSI payments. It does appear that more information needs to be made available for possible users but also those people who work with SSI enrollees. The large scale trial in IL sounds like a great way to learn more about the obstacles and possible solutions. As a retired academic who taught in graduate Federal tax programs, I always said that one of the best improvements was for the people in Congress and state legislatures to have to personally navigate the systems for six months before and after they write the laws.

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author

Having users of a program interact with it is always a good policy!

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